Inverness Mortgages from the Highland Mortgage Company
   
102 Culduthel Park
 
Inverness IV2 4RZ
 
Tel: 01463 718040
 
 
www.highlandmortgagecompany.com
 
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Your local independent company for mortgages and insurance

INSURANCE
We all like to believe that nothing adverse will happen but quite often, unexpected events can create strain and difficulty such as unemployment, illness and bereavement. It is easy to be lulled into a false sense of security and have no insurance at all or at the other extreme take out too many insurance policies that overlap and cost more money than necessary. Most of us require building and contents insurance, car insurance, even holiday and pet insurance at some point, but how many of us worry what will happen if we lose our jobs or become too ill to work? What if a member of our family has an accident or needs serious medical care? How will we manage financially?

At HMC we have many clients who have contacted us with these types of questions and who want to feel more secure about their choices in the future. It’s not a case of being pessimistic, not at all, we work with clients to ensure that they, their family and loved ones don’t have to worry if anything unexpected does happen. If you have the same questions or maybe you have a good idea of what type of insurance cover you want, call HMC. We can help you to identify the type of insurance policies that are practical and cost-effective for you and your needs.


Checklist of Services
- Mortgage Protection
- Life Insurance
- Family Protection
- Medical Insurance

Additional Information

At HMC we can cater for specialist circumstances and can liaise with lenders to identify the best Insurance options for you and the best application process. We treat our clients as individuals. We can advise you on your options and then work with you to secure the right insurance for your requirements.

Your solution? Call HMC first!


Home & Mortgage Shop Limited trading as Highland Mortgage Company is an appointed representative on In Partnership the trading name of The On-Line Partnership Limited which is authorised and recognised by the Financial Conduct Authority. Registered in Scotland under SC363907. Registered office: 21 High Street, Inverness, IV1 1HY. Your home may be repossessed if you do not keep up repayments on your mortgage or any other loans secured on it. Written details on request.

The details
Mortgage Protection
This is one of the most popular insurance policies that people take for understandable reasons – if you are unfortunate to be put in the position where mortgage payments can’t be met you could face losing your property. Mortgage protection helps to reduce this risk by covering the payments in cases of unemployment, illness or financial difficulty. Whilst you may not perceive this as a likely event at the moment, many people are caught out when life takes an unexpected turn. At HMC we can help you to find a practical solution to protect your home depending on your circumstances and requirements.
Life Insurance
There are many policies on the market but which one is right for you? We will help you to secure the best option based on your circumstances. Life insurance payments can help to pay for commitments such as funeral expenses and medical care as well as being useful for future investments, paying off a mortgage or debts.
Family Protection
If you have a family who rely on you for financial support, then this type of insurance may be right for you. It ensures that your family have a monthly or lump sum income in the event of your death or illness. This could for example pay for ongoing medical care, ensure that your children can enter higher education without worrying about fees, or pay monthly for a mortgage aswell as cover monthly outgoings so that financially, lifestyles are disturbed as little as possible by the event. It could even be used for investment purposes.
Medical Insurance
This can be arranged to cover you and or your family. Private medical care with peace of mind that you can receive the best possible treatment in as much relative comfort as possible and most importantly, as quickly as possible. There are several companies who offer medical insurance plans. At HMC we can advise you in confidence, on the best options to suit your requirements.
Please Note:
The plan will have no cash in value at any time and will cease at the end of the term. If premiums are not maintained, then cover will lapse.
Open 9am - 9pm 7 days a week  
 
You'll be glad you called us first!
 
Call 01463 718040
 

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